Who We Are
LumosFlow is a fintech startup built by a team of seasoned financial consultants and technology experts, dedicated to empowering SMEs that operate across borders. We combine deep expertise in cross-border finance, FX risk, compliance, and international regulation with the power of AI-driven tools to bring clarity to complex financial operations.
We understand the daily challenges faced by SMEs—unpredictable payments, foreign exchange volatility, and ever-shifting regulatory requirements. That’s why LumosFlow doesn’t just offer tools —we deliver strategic financial insight, automated intelligence, and expert advisory, tailored to your business.
Our mission is simple yet ambitious: To illuminate cash flow gaps and transform financial uncertainties into strategic clarity for SMEs worldwide.
Our Vision
We envision a world where SMEs operate across borders confidently, free from the burdens of FX volatility, regulatory complexities, and cash flow unpredictability. By harnessing advanced AI technologies combined with expert financial consulting, we aim to become the trusted partner that SMEs
turn to for clarity, stability, and growth in global markets.
Our Commitment
At LumosFlow, we put SMEs first. Every feature we develop, every consultation we provide, and every decision we make is aligned with the single goal of supporting SME success in global markets. We promise transparency, trustworthiness, and dedication as your trusted partner in cross-border financial clarity.
Careers @ LumosFlow
💡Why Join LumosFlow?
We're not just developing software; we're crafting solutions that empower small and medium-sized enterprises (SMEs) to navigate the complexities of cross-border finance with confidence.
Joining our team means:
Innovative Impact: Work on cutting-edge AI-driven technologies that address real-world financial challenges faced by SMEs globally.
Collaborative Culture: Be part of a supportive and diverse team that values open communication, continuous learning, and shared success.
Professional Growth: Engage in opportunities that foster personal and professional development, allowing you to expand your skill set in a dynamic environment.
Mission-Driven Work: Contribute to a meaningful mission that aims to illuminate cash flow gaps and transform financial uncertainties into strategic clarity for businesses worldwide.
🌍 A Remote-First Culture, Built for Flexibility
At LumosFlow, we’re building a modern, distributed team from day one.We believe great talent isn't limited by geography. Whether you're based in Singapore, India, Europe, or anywhere in between, what matters most is your contribution, mindset, and alignment with our mission.
Our current team structure reflects the agile needs of an early-stage startup—some join us on key projects, others contribute part-time, and a growing number are on the path to something more long-term. We're not tied to a single location, and we don't expect you to be either.
We value:
Autonomy with accountability
Clear, async-friendly communication
Outcome-driven collaboration
Respect for different time zones and working styles
As we scale, we aim to keep that flexibility at the heart of how we work—because we know innovation happens where trust, freedom, and clarity come together.
🌟Current and Upcoming Opportunities
We are actively seeking passionate individuals to join our growing team.
Our current openings include:Full-Stack Engineer: Lead the development of our core platform, working across the stack to deliver scalable and robust solutions.
Backend/API Developer: Design and implement secure and efficient APIs that integrate seamlessly with various financial systems.
Data/ML Engineer: Develop machine learning models to power our predictive analytics and risk assessment features.
Looking ahead, we anticipate expanding our team with roles such as:
DevOps Engineer: Ensure the reliability and scalability of our infrastructure as we grow.
Product Manager: Guide the strategic direction of our product, aligning development with market needs.
If you're excited about the prospect of shaping the future of cross-border financial solutions and believe you can contribute to our mission, we encourage you to apply or reach out to us at
careers@lumosflow.com.
